Heard about Tesco credit card? Ya, RHB bank has just launched new credit card deals that’s co-branded Tesco Credit Card. So if you always goto Tesco, this RHB bank Tesco credit card is useful for you.

• You will get up to 2% cash back when you shop to Tesco with the RHB Tesco credit card every day
• You will get 2x Clubcard points when you use clubcard together with you RHB tesco credit card at Tesco everyday.
• You will get 1x cludbcard points when you shop everwhere else using the RHB tesco credit card.

Here is some calculation example for the tesco credit card:

** You spend RM100 on last weekend of the month, RM300 on other weeks in Tesco and RM600 elsewhere with tesco credit card.

-> You will get RM11 Cash Back + 700 Clubcard Points (equivalent to RM7.00 Clubcard Cash Vouchers) = RM18.00 Savings by using the tesco credit card.

-> The RM88 tesco credit card annual fee and the RM20 tesco credit card supplementary fee will be waived for the first year.

-> Cash Back on the tesco credit card is on 40% of total monthly spend with a maximum cash back of RM50 per month.

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If you plan to travel to any destinations in Asia, Austrilia or New Zealand. Please on hold. Now you can get free airlines tickets with Singapore Airlines KrisFlyer American Express Gold Credit Card. The latest credit card promotion from Singapore Airlines KrisFlyer American Express Gold Credit Card very good for you plans to travel.

Tickets are applicable for travel to any SQ destinations in Asia, Australia or New Zealand (inclusive of A380 destinations - Tokyo and Sydney!).

From 1st June 2009 until 31st August 2009, stand a chance to win the following prizes with every RM100 spent on Singapore Airlines KrisFlyer American Express Gold Credit Card.

1st Prize  : 2 Singapore Airlines Business Class tickets
2nd Prize  : 2 Singapore Airlines Economy Class tickets
3rd Prize  : 15,000 KrisFlyer Miles

The Singapore Airlines KrisFlyer American Express Gold Credit Card members are required to use their Singapore Airlines KrisFlyer American Express Gold Credit Card in the following manner to enter the contest. 

*Every spend of RM100 in single receipt 1 entry
*Every approved basic card 10 entries
*Every approved supplementary card 5 entries

Each retail transaction of minimum spend of RM100 equals to one contest entry only. Supplementary spend is also inclusive.

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Good news for all, another credit card deals with lifetime fee waiver in market. Now with new American Express Gold credit card, you can enjoy lifetime fee waiver or Free for life credit card and also 0% finance charge till December 2009, after that from 9% from January 2010. Meantime you also can enjoy 5x membership rewards points if you spend at all petrol station with new american express gold credit card. Normally other bank credit card will not entitled for reward points if spend at petrol station.

5x Membership Rewards

Earn 5x Membership Rewards points for every Ringgit spend at Groceries, Petrol, selected bookstores - Borders, Kinokuniya, MPH, Times - and Telecommunication charges via Express AutoPay - Maxis, Celcom, DiGi, Telekom

Membership Rewards

Earn 2x Membership Rewards points for every Ringgit spend elsewhere

Emergency Cheque Cashing

Encash a personal cheque of up to US$2,000 at any American Express Travel Service or Representative Office every 7 days in Malaysia or 21 days outside of Malaysia. Only available at Level 1, Menara , 100 Jalan Tun Perak, 50050 Kuala Lumpur, Malaysia

20 Days Interest Free

Pay no interest on all your purchases up to 20 days from the date of your monthly billing statement

Balance Transfer

Transfer your outstanding balance from other credit cards to your American Express Gold Credit Card to enjoy substantial savings on interest charges

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Are you facing losing your wallet or purse before? If YES, sure you feel stressful especially when you need to make many calls to cancel and report your lost credit, debit and ATM cards issued by various banks. And the big problem is you need to take time to find all the bank customer service number.

Now however, you can ease your burden with Citibank Card Protection Premier. With it, all you need to do is to make ONE phone call to cancel all your lost cards.

What Is Your Benefits?

• All lost bankcards e.g. credit cards, debit cards and ATM cards cancelled within minutes upon notification
• Up to RM300,000 card fraud protection
• Replacement costs of valuable documents i.e. identity card, passport, driving license, credit cards, debit cards, ATM cards and even your lost wallet or purse
•  Overseas emergency assistance including advances for cash, hotel and travel ticket expenses 

Card Protection Assistance Coverage

*Worldwide coverage 
*FREE 24-hour loss reporting line for ALL cards
*Fraud protection due to lost/stolen cards
(before loss reporting) - RM4,400
*Fraud protection due to lost/stolen cards
(after loss reporting) - RM300,000

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American Express credit card or called AMEX credit card, is one of the most popular names and most used credit card wordwide. many card holders who already have MasterCard or Visa credit cards in their wallet are still want to apply for an American express credit card.

American Express credit card come in multiple varieties that were made to cater to the varying needs of credit card consumers. Each one is tailor made for a certain types of credit card consumers.

Along with American express and Visa/Mastercard there are difference between these two companies and American Express. Well the difference is quite simple.

Visa and MasterCard are both payment providers. They have a system which they allow business to use in order to accept payments using these cards. Visa and MasterCard are issued by banks rather than by the companies themselves. The banks also receive the interest payments; in fact all of the processing is done by the banks rather than by the credit card companies.

Therefore often see cards bearing both the Visa (or MasterCard) logo along with the issuing bank’s logo. Visa cards do not come directly from Visa; only the Visa-member bank issues the Visa credit cards directly to consumers.

While American Express credit card is a very different arrangement. Not only do they have their own payment system, but the American Express credit card is also issued directly to credit card cardholders by American express itself. So they are running the whole show. If a credit card says American Express on it, you know instantly who issued it, what payments system it utilities and everything else about the American express credit card.

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Any of you who are looking to apply the best credit card for your own, should first look into the terms associated with that credit card option.  There are a lot of different best credit card features that you can get with credit cards these days, including low APR, rewards, no annual fees, and several other perks designed to keep you using your best credit card.

There are several best credit card that you can choose from as well, giving you a slew of different best credit card options.  There are best credit card with instant approval, best credit card with low interest rates, cash back best credit card, reward best credit card, and even prepaid best credit card.  If you have good credit, you won’t have a problem getting any type of best credit card you desire.

Most people think of the best options with credit cards being the rewards.  Reward best credit card are great to have, as they give you extra incentives for the money you spend.  Whether it’s cash back or points to redeem towards hundreds of items, cash back best credit card make it worth your time and interest to use your credit card.  These best credit card are becoming very popular, as they offer you features that other types of credit cards generally don’t offer.

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If you plan to buy cheap LCD TV. Apply Citibank credit card today and you can buy Apply a LG 32’ LCD TV for only RM 1,199 ( Retail price RM 1,799). This latest Citibank credit card promotion start from June 8 2009 till Oct 31 2009. Meantime you also can get 5 X rewards points for Clear, Gold, Platinum credit cards for the LG LCD TV purchase.

This promotion only open for new to bank customers including second card and supp card. Existing Citibank credit card member insist to order must request a separate order form from Citiphone. Some term and condition requirement to spend > RM600 and faxed sale draft ( up to 3 and in the same calender month to JCMS to verified before fulfillment).

Upon card approval, card members will receive the welcome pack together with offer form.  Card members will have to complete and fax the completed form to JCMS directly at toll-free fax number 03-7785 7136.  For order inquiry, pls call telephone number 03-7785 8137 on/before 31 December 2009. If cm do not have access to fax machine, ask cm to call JCMS for assistance.

The offer is limited to 1 unit per new card approved. JCMS will maintain a record of cardmembers who have purchased the LCD TV. 

No hidden charges. The offer is at RM1199 inclusive of FREE delivery and handling fee

The offer of RM105 X 12months installement plan (total RM1260) inclusive of installment processing fee and delivery handling fee.

Free delivery and handling fee for Peninsula Malaysia. East Malaysia delivery will be charged  an additional RM200 (Discount of RM600 is only valid to this Citibank programme)
LG15 Series
The LG LCD tv comes with a 2-years limited warranty from date of the LG LCD TV delivery.

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Do you ever think about how to deal with any credit card offer If you’re a person who carries a balance, credit card offer might be the least thing on your mind right now. Credit card offer, no matter how enticing and convenient it might seem, may be the most expensive loans made by banks, department stores, and gasoline companies for you.

Sometimes, no matter how hard you try not to give in to the temptation the credit card deals, material cravings can sometimes be more powerful than the will of the mind. No matter how hard you try to resist the convenience and leisure the credit cards offer, you cannot help but to indulge. And the moment the credit card issuer offers you a card you can hardly wait for t to be approved and to use it to pay for items and services you fancy.

To avoid going beyond your credit limit, by now, you should know when to resist and indulge into the convenience the credit cards offer. Knowing how much the service provider or the store merchant collects from what you owe to your card issuer, you shouldn’t allow yourself spend what you don’t think you cannot pay. Or, by now, you should learn how to pay off what you owe each month, as long as you pay a minimum amount each time because this is what you get from what the credit card offers: interest on the balance you owe at the end of each period if do not pay the full balance every time your bill arrives.

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Have you ever Apply for a credit card Or you already on your way to your second credit card processing? By the way, do you know it takes ages for you to get your credit card processed? 

Well, for starters let’s look into the credit card processing stage of your application and why does it take you ages to have that other credit card.

Credit Card Processing Stage

The first thing that your bank looks into in the stage of credit card processing is the account that you have in other bank credit card. Normally this part of the credit card processing stage—this is where people in banks get down and dirties with their records and other companies or banks records.

This would also include how long was the credit card processing stage when you applied for your other cards. This usually means that your bank is trying to find out how much your worth really is. This is the part where they categorize you in subgroups. This also usually means that it’s either you’re a good payer or they would have a have time chasing after you state to state.

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The American Express credit card had been around since 1850 since then the American Express credit card has seen it good quarters and it fare share of bad quarters as well. Yet, a well - established company that is willing to help people receive a credit card that will suite everyone’s individual needs.

American Express credit card have been around long enough that, the American Express Credit Card Company knows what kind of fees are going to be feasible for the average person to be able to afford with out going into credit card debt shortly after they receive a credit card. The American Express credit card has a variety of different types of credit cards so that everyone would find a credit card for all their needs.

You are able to apply for an American Express credit card for the individual person. When you start to look at the different personal American Express credit cards you are going to see more than just one kind of credit card that you are able to use.

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