Debt purchase is a huge industry. Did you know that credit card companies have sold £18 billion of debt to debt purchasers in the last three years alone? With a debt purchaser paying as little as 6p/£, there are huge returns to be made if they can get their collection methods right. I have been [...]
In a month or so, thousands of students will be packing up their things in preparation for the beginning of their university course, experiencing perhaps a mixture of nerves and excitement. Fresher’s week, socials and speedy integration will likely be uppermost in their thoughts and wants, and rightly so. However, it is worth thinking about [...]
For many renters, buying a home is the goal. But given the down spiral of the economy (and many upside down mortgages), more and more home owners are opting to rent. Here are some reasons why home owners have gladly ditched their white picket fence and moved into an apartment home. Is home ownership overrated? [...]
How do I save for the “big-ticket” items? Aaah, the Spend It section. I personally love this part – and who doesn’t? To be able to buy those luxury or “big-ticket” items, you first need to go through the Save It stage. Forget about 0% interest, or the store saying, “We’ll pay your first month’s [...]
Most of us are swamped with bills like credit cards and auto loans, so we’re turning to debt consolidation services to help us regain control of our finances. And it’s a good idea, since some debt consolidation services can also help you lower your interest rates and monthly payments. But there are some unscrupulous folks [...]
During the last sixty years, a myriad of investment books have explored different approaches to maximizing the return on your savings. Most of those theories have proved inadequate and, a decade after publication, few financial authors want to be reminded of the predictions they made. Simplicity is another characteristic that is missing in most investment [...]