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Archive for the 'Personal Finance' Category


Creating An Effective Home Budget


If you’re like me, your idea of a budget is to hold onto the receipt after you pump gas with the noble intention of “doing something with it” later.  Six months later, all you have is a wallet filled with gas receipts (and restaurants, and stores, and everything else that you bought and had intentions [...]

Commercial Banks – Better For Business, Better for You


Making use of the services of a commercial bank is one of the best ways that you can finance your business, your mortgage, and your investments. You do not have to be a Fortune 500 company to apply for commercial financing. Commercial banks handle loan applications every day from small businesses and private investors across [...]

UK Basics of Card Refunds and Purchase Cancellations


Have you ever decided to simply not buy something because you are not sure if you’ll regret it later? Have you ever gone ahead with the purchase anyway, and then actually regretted it? In that case, what did you do and were you able to get a refund for your purchase? In the UK, merchants [...]

Consumer Law Report Blasts For-Profit Colleges for Private-Label Student Loans


A new report issued in January by the National Consumer Law Center accuses for-profit colleges of saddling their students with unregulated private-label student loans that force these students into high interest rates, excessive debt, and predatory lending terms that make it difficult for these students to succeed. The report, entitled “Piling It On: The Growth [...]

Unsecured loans: Collateral is not a big obstacle


In the UK, a grand ratio of tenants and non-homeowners is available. Having an own home or property is matter of honor and prestige. On the basis of valuable property, one can easily acquire sufficient funds to meet all his/her basic requirements. On contrary, the non-homeowners have to face complications for the loan approval. The [...]

Easy Ways to Protect Your Personal Finances from Further Economic Contraction


Article by Richard MacGrueber While the economy has already certainly softened, there may be further economic contraction for American consumers to face. Increasing job losses, higher inflation rates, and the growing food and energy costs are making personal finance budgeting difficult for most American families to achieve. The [...]


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