Personal Finance Credit | Online Personal Finance

Stores that sell everything for a dollar or close to it have been part of the shopping landscape for quite a while. But do these stores really offer money-saving solutions for frugal shoppers? Depending on what you need, you may discover dollar stores really could save you money while saving for yoour debt settlement.

Cleaners

According to MSN Money, many shoppers head to dollar stores specifically for some kind of household cleaner.

You may want to consider your favorite brand-name product and compare its ingredients with your choice from the dollar store. Do you find many differences? A cleaner with a well-known label doesn’t necessarily do a better job than one without a brand name.

Food And Grocery Items

Some products in this category can turn out to be good buys, but use caution. MSN Money suggests thinking along the lines of purchasing items such as spices which can sometimes be overpriced in supermarkets.

Cereals, crackers and soda may also be good choices as long as boxes are sealed completely. Also, remember to check the expiration labels. Good Housekeeping recommends passing on the item if no expiration date is listed or if the item is close to expiring.

Also, use caution when considering the purchase of canned vegetable or fruit, trash bags, food-storage bags, foam and plastic cups and bottled water which may be more expensive on a per-unit basis at dollar stores than at some supermarkets and retail competitors.

Kitchen Utensils

Dollar stores could be a good shopping destination if you need to stock your kitchen with inexpensive utensils, according to MSN Money.

Items like kitchen knives, dishes, spoons, forks, latex kitchen gloves, graters, funnels, whisks, peelers and spatulas are likely to work just as well as similar cooking tools offered at larger discount stores.

Paper Goods

Good Housekeeping recommends checking out deals on paper towels, napkins and plates.

Gift bags, cards, gift wrap. Dollar stores offer less expensive alternatives that are just as attractive and useful in this area. It’s a good bet that there will be little, if any, difference in quality between a paper gift bag that you purchase from a dollar store and one you buy at a larger retailer.

Most dollar stores also stock cards for any occasion, birthday balloons, signs and other party favors including candles.

Think about checking out the toy section as well. You can find small, fun items which might be perfect for kids party grab bags.

Things Kids Lose Track Of

School supplies, sunglasses, mittens, ponytail holders and barrettes may be good items to purchase at dollar retailers.

One of the most important things to remember while dollar store shopping is to not overspend! It’s easy to purchase items on impulse, but MSN Money and Good Housekeeping both remind shoppers that just because an item costs a dollar, it may not necessarily be worth purchasing. It may be wise to make a list of needs before you shop.

Feel free to enjoy yourself and look around but buy only what you need and use your own good judgment. If you aren’t sure about a purchase then don’t make one!

Bill Loughborough is Founder and President of Credit Answers, one of the best debt settlement companies in America. Credit Answers specializes in debt management, credit card debt settlement, debt negotiation and avoiding bankruptcy. Credit Answers team of experts work to enable a new and fresh financial start for individuals with debt problems. We realize the importance of money in people’s lives and also the accompanied strain that debt can cause. Our team has helped thousands of clients across the nation.

Bill started Credit Answers in 2006 and has built it into one of the leading debt settlement / debt relief companies in the U.S. At Credit Answers we encourage our customers to Live Better Debt Free.

For More information please visit: www.creditanswers.com

Article Source:http://www.articlesbase.com/personal-finance-articles/choosing-wisely-could-save-you-money-at-dollar-stores-1335306.html

Related articles by Zemanta

• Food prices set to rise? (thestar.com)
• Sainsbury’s doubles Nectar rewards for banking customers (telegraph.co.uk)
• Should you get pet insurance? (timesunion.com)
• U.S. consumer debt fell $12B in August (cbc.ca)
• The Debt Settlement Industry Is Busy, but It’s a Bit Nervous, Too (nytimes.com)
• Debt settlement companies subpoenaed by Cuomo (timesunion.com)
• ‘Swipe’ fees hit North Americans hard (thestar.com)
• A look east for signs of a global recovery (seattletimes.nwsource.com)
• Consumers DO WANT Security over Convenience…How About Both? (pindebit.blogspot.com)
• American Express Launches Premier Rewards Program (pindebit.blogspot.com)

Tagged with: Business, Credit card, Financial Planning, Financial services, Personal Finance, Retail, Supermarket, United States

Share this:

Read also:

• Bankruptcy And Divorce- These Are Some Of The Available Options
• Banking Is a Safe Bet for 21st Century Savers
• Saving Money, Helpful Tips That Will Put More Money In Your Wallet
• The Sub-Prime Mortgage Market is broken – Mortgage Advice
• A Payday Advance Loan Could Save You From Financial Worries
• You Can Now Take Advantage of Free Grant Money - Pay Off All Credit Cards Today

October 14th, 2009 | Category: Personal Finance | Comments Off
You can follow any responses to this entry through the RSS 2.0 feed. Both comments and pings are currently closed.