Credit Repair Sample Letters
The following is a good example of credit repair sample letters:
Sample 1:
Date
Your Name
Your Address,
City, State, Zip Code
Complaint Department
Name of Company
Address
City, State, Zip Code
Dear Sir or Madam:
I am writing to dispute the following information in my file. The items I dispute also are encircled on the attached copy of the report I received.
This item (identify item(s) disputed by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) is (inaccurate or incomplete) because (describe what is inaccurate or incomplete and why). I am requesting that the item be deleted (or request another specific change) to correct the information.
Enclosed are copies of (use this sentence if applicable and describe any enclosed documentation, such as payment records, court documents) supporting my position. Please investigate this (these) matter(s) and (delete or correct) the disputed item(s) as soon as possible.
Sincerely,
Your name
Enclosures: (List what you are enclosing.)
Sample 2:
Date
To address
1)
Re: Credit report request
To whomsoever it may concern
I request you to send me a copy of my credit report. Find enclosed the payment for the same.
2)
Re: rectify incorrect credit information
To whomsoever it may concern
In the credit report that I received, I have observed some inaccurate information. In the attached copy of the credit report, this has been highlighted. I am providing the correct information below:
Keeping in view the provisions of the Fair Credit Reporting Act of 1996, I want all the incorrect information to be removed and all the inaccurate information to be corrected in my credit report. As stipulated in the above said Act, inform me when the changes are completed and resend the updated copy to me, at no extra cost.
3)
Re: Payment settlement and Credit file update of account number ####
Dear xxxxxx, (Note: name of the officer from the credit card company who spoke to you)
As per the telephone conversation/ meeting with you on (date), I would like to confirm the following.
I agree to pay $#### as full and final settlement towards my account. Once this payment is received by you, you have agreed to change the negative information like
———————————— to ——————————-
Please confirm the above by sending a signed copy of this letter to me. I will send the payment once I receive this letter from you.
Signature of officer
Name of officer
Credit company name and address
Sincerely,
Name
Social security number
Address
John is a DJ and radio producer by trade who has performed in the U.S., Russia, Turkey, Macedonia, Serbia & Kosovo. Through a strange twist of fate he found himself working in the debt consolidation and debt settlement field in Chicago. John has a great interest in charity work as well.
His other interests include fitness, science & technology, modern medicine, poltics, world events and pop culture.
Article Source:http://www.articlesbase.com/personal-finance-articles/credit-repair-sample-letters-876236.html
Related articles by Zemanta
- Understanding FICO Credit Scores (bargaineering.com)
- The Credit Doc Is In – Credit Repair – Myth or Reality? (nycrealestatemom.blogspot.com)
- Music Note: SXSW Discounted Wristbands For Austin Residents (texasmusicmatters.kut.org)
- FTC Warns FreeCreditReport.com is NOT FREE (mt-soft.com.ar)
- 5 Credit Repair Tips (creditra.blogspot.com)
- What is in a Credit Report? (thenewspundit.com)
- How To Get A Free FICO Credit Score (bargaineering.com)
- Heartland reveal massive credit card scam (vnunet.com)
- Identity Theft Radio: Credit/Financial ID Theft (nmpnetwork.com)
- Feds Charge ‘Analyzer’ Hacker With Stealing $10 Million (wired.com)
Share this:
Read also:
- Bankruptcy And Divorce- Dealing With Alimony And Child Support
- See Your Personal Finance Forecast with Quicken Online Software
- Debt help: what is available?
- Fast Personal Loan for Poor Credit peoples – No more bother about credit score
- Here's How to Prevent Being Prey to Abusive Debt Collectors
- Know About Your Murfreesboro Road Storage Unit
![Reblog this post [with Zemanta]](http://img.zemanta.com/reblog_e.png?x-id=77519db8-a724-4a5a-9d96-5418186e028d)