Personal Finance Credit | Online Personal Finance

Invention of the plastic money coincided with the specific banking needs of the consumers as carrying heavy amount of cash and running out of the cash had become most common problems faced by the consumers. However, with the advent of the plastic money took place in the form of Credit Cards, it just caught the imagination of the customers as it was seen as a very modernised and sophisticated solution to the very specific finance availability problems.

Once the cards hit the banking sector, every banking entity forayed into the segment eyeing to secure a better share in the market. The country’s one of the leading private lender, HDFC Bank did not lag behind in this aspect.

Dreams are worthwhile, so one tries in every possible way to make it worth remembering. That’s where HDFC Credit Cards plays its part to help consumers to realise their dream. Cash should never become a hindrance in fulfilling someone’s dreams and what better than to opt for an HDFC Bank credit card. HDFC bank through its excellent service helps its customers to buy expensive commodity’s every now and then and offer an option of paying for it later in parts or the instalments. It also helps consumers in risk-free movement as they hardly have to carry hefty cash bundles to make a purchase.

The HSBC India Credit Card offers various offers, which can be individually grouped into following segments : Classic Card, Special Benefit Card, Premium Card , Commercial Card.

The most popular card among the all the cards is HDFC Silver Credit Card. The first and for most important feature of the this card is that it is an all-purpose credit card. It can be used for the most common, financial requirements like shopping,eating out, holidaying, fuelling vehicle, railway ticket reservations and many others depending upon one’s personal needs Offers like, earning while spending is a unique feature that come embedded in the card. Under it the customers can redeem exciting gifts and offers through collection of points on every purchase of Rs. 150 which helps the customers to win 1 point as reward. Its wide acceptance across 110,000 merchant establishments across India and Nepal and close to 18 million merchant establishments around the world, makes it the most sought-after and suitable card for the common urban class man.

Customers availing HDFC Credit Card also has facility of opting for 3 add-on cards, which could be used by the customer’s spouse, parents, siblings and children (over 18 years) and allow them to enjoy the many benefits of the HDFC Bank International Silver Credit Card. Another category is of HDFC Premium Card, which includes HDFC Gold Credit Card. It is embedded with feature and benefits like: Up to 5% cash back on domestic air ticket bookings via Internet and rail ticketing through irctc.co.in. The customers can earn up to Rs. 1000 as cash back in a month. This card too offers the facility of redemption of reward points, which will be earned by spending through the card. Its worldwide acceptance is over 23 million Merchant Establishments around the world.

Revolving credit facility is a quite unique feature that come embedded in it. Along with these facilities, Free Add-on card helps customers to get the add-on card for their spouse, children or parents at FREE OF COST which is just like the ‘cherry on the ice-cream’.

HDFC Bank Credit Cards has unique segment of Commercial card offering facility to the corporate sector. Those cards are: Corporate Credit Card, Business Credit Card.

HDFC Bank offers many cards, each designed to meet the specific needs of a person at any time any where.

Addi is a Business writer.He has also written on ABN Amro credit cards, ICICI credit cards.

Article Source:http://www.articlesbase.com/personal-finance-articles/hdfc-credit-cards-cash-needs-are-no-more-a-worry-941663.html

Related articles by Zemanta

• More Americans Miss Credit Card Payments (abcnews.go.com)
• The Best Bank Credit Card (informationsalad.com)
• Small Business Credit Cards and the Entrepreneur (stepbysteptips.com)
• Government readies emergency small biz loans (money.cnn.com)
• Should I Invest in HDFC Bank ? (shabbir.in)
• Credit rating system is completely wrong (americablog.com)
• Bank of England to buy more frozen assets (telegraph.co.uk)
• US problems take shine off strong HSBC performance (telegraph.co.uk)
• 4 Tips for Saving Money (money.cnn.com)
• Magazine Preview: What Does Your Credit-Card Company Know About You? (nytimes.com)

Related Posts

• Wealth Creation Means What?
• Scholarships 4 Dads - Best $10,000 Scholarship
• Offshore Debit Cards and Offshore Bank Accounts
• Repair Bad credit yourself
• Unemployed Loans No Credit Check for Those Who Are Out Of Job
• Choosing Online Banking

You can follow any responses to this entry through the RSS 2.0 feed. Feel free to leave a response, or trackback from your own site.