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Ten Thrifty Tips to Beat the Crunch

Ten Thrifty Tips to Beat the Crunch

With the all the current doom and gloom of job redundancies, negative equity and rising fuel costs there has never been a better time to start living by some of the old clichés, like tightening your belt and saving some pennies for a rainy day. We’ve put together our top ten thrifty tips to help you save some money and beat the crunch.

1. Switch your pet to dry food. It’s healthier for them and much cheaper than the tins and pouches. What’s more you can feel smug knowing that not only are you keeping your pet in tip top condition, but you’re also helping save the environment by reducing the amount of packaging that you’re chucking away.
2. Compare electricity and gas providers online to ensure that you’re getting the best deal on your household utilities.
3. Quit your gym membership and start cycling to work. As the evenings get lighter and the weather warmer, you’ll find cycling can be quite a liberating experience. It also gives you the chance to kill not two, but three birds with one stone, as it keeps you fit and healthy, is good for the environment and free! Meaning no more expensive travel cards or trips to the petrol station.
4. Order your weekly food shopping online. This will help you avoid picking up special offers on items you wouldn’t normally buy and don’t actually want. It also saves time and cuts out that stressful trolley dash every Saturday morning.
5. If you regularly enjoy drinking a glass of wine (or two) with your evening meal, consider sampling some wine clubs. Most companies offer very competitive deals on your first case, so it pays to keep switching! You can also read the accompanying taste notes and impress your friends when you flaunt your knowledge as a wine connoisseur.
6. If, like me you’re an avid reader, you probably get through at least one book every week. When you tot up the cost of new books up over a year it soon mounts up. Signing-up for a library card could help you save up to £30 or more every month. Now-a-days most libraries offer a good selection of new DVD and CDs which you can borrow for a small cost. You can also renew your borrowed items online to avoid those late fees.
7. Book a bargain holiday through Teletext. They currently have some of the best offers to be found anywhere on the Web, such as an all inclusive three star holiday to Turkey for just £166. As Turkey is still outside of the EU you’ll also benefit from a better exchange rate on your holiday spending money.
8. Start making lunches to take to work. A recent survey found that on average people pay in excess of £5 a day for their lunch. Over the course of a month that adds up to a whopping £100! If you really can’t face making sandwiches every morning, try cooking a bit extra with your evening meal and taking that with you instead.
9. Enjoy a free day out. If you’re stuck for things to do at the weekend now that shopping’s off the list, why not enjoy an educational trip to a museum. Most of the major museum’s and art galleries in London are now free and well worth a visit. Plus the exhibitions change every few months which means you can pop back for a regular dose of culture.
10. Sign-up to all the voucher code websites and get loads of freebies and money off vouchers for all your favourite shops and restaurants (well after all that saving, everyone needs a treat!).

Article Source:http://www.articlesbase.com/personal-finance-articles/ten-thrifty-tips-to-beat-the-crunch-833755.html

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March 26th, 2009 | Category: Personal Finance | Comments Off
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