How to Save Credit Card Finance Charge & Interest?

There is a way to save interest for your credit card With the implementation of Tiered Finance Charge effective 1 July 2008, credit card holders who demonstrate good payment track record in settling at least their minimum payment promptly before or on the due date will enjoy reduced finance charge on retail purchases as low as 15% per year.:)

This is in line with Bank Negara’s objective to encourage prudent financial management and to inculcate good financial discipline.

Here is how bank track your 12 months credit card interest payment or finance charge:

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Shop At JCPenny Malaysia Enjoy Even more Saving than Before!

Get even more savings at JCPenny Malaysia when you shop with your Citibank Credit Cards this AUGUST! On top of the 10% discount, JCpenny are offering an additional 5% savings just for Citibank Cardholders this August!

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Enjoy up to 50% off on XL seat fares with Citibank credit cards

airasia travel business classNow you can travel business class in comfort for a fraction of the price with plush XL seats.

Exclusive offers for AirAsia-Citibank Gold, Citibank Platinum and Citibank Gold credit card members only!

These fully reclinable leather seats offer you ample leg space to stretch and sprawl for a comfortable journey so that you stay refreshed en route to your holiday destination.

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Citibank sales agents at Shell Gas Station

Things that must know:

  • Wear proper uniform & identification tag all the time.
  • Let forecourt crew finish their service steps first (direct traffic, greeting, payment method, up selling, windscreen wipe/oil check, thank you) with customer first
  • Approach only when forecourt crew has finished servicing customers (move out from filling bay)
  • Ensure does not cause congestion at forecourt i.e. customer left car at pump while filling up form
  • Ensure personal items (water bottles, handbags etc) are stored properly
  • Ensure sign up booth area are kept neat & tidy
  • Report with station manager every morning before starting recruitment
  • Sales agents role is to get customer to apply for the credit card
  • Allow 2-3 Citibank sales agents at selected sites
  • Set up application stand at shop apron – 1 designated parking space for customer to park during sign up

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