The MBF Ladycard is the only card for Female come with free health insurance for all female card holder. Other than the free health insurance program MBF ladycard also incorporated with additional benefits for women such as beauty, shopping, travel and children’s education.

The card are teamed up with Estee Lauder and Oasis Beauty & Spa to provide discounts and privileges for beauty and fitness program and at least 17,000 merchants to provide special discounts to all female that are MBF Ladycard members at their outlets.

With the MBF LadyCard Exclusive Health Privileges, The key Benefits for female will be include free health insurance coverage for critical illnesses, a free women’s health check-up programmes, discounts for shopping, beauty and fitness programmes as well as women cancer detection and clinic.

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There is a way to save interest for your credit card With the implementation of Tiered Finance Charge effective 1 July 2008, credit card holders who demonstrate good payment track record in settling at least their minimum payment promptly before or on the due date will enjoy reduced finance charge on retail purchases as low as 15% per year.:)

This is in line with Bank Negara’s objective to encourage prudent financial management and to inculcate good financial discipline.

Here is how bank track your 12 months credit card interest payment or finance charge:

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The Choice credit card allows card holders automatic convert payment item than RM500 into flexible easy payment installment for 12 months and enjoy low interest rate at ONLY 9.88% per years instead of 18% credit card interest.:)

In others word, if you have purchases items payment reach RM500 per transaction or more than that, the credit card payment will automatically convert into 12 months flexible easy payment installment plan. With this immediate credit flexible easy payment installment feature you will have greater savings for low interest payment per month and you can easily save your credit card interest upto 8.12% per annual without guilt

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Know the cash advance fees before enjoy the convenience of drawing cash advance from your citi bank credit card whenever needed, anywhere in Malaysia & around the world.

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