Credit Card Help

People with tricky credit histories regularly suffer unfairly from high mortgage, insurance, and car loan rates.  On top of that, they have problems getting licensed for cards.  The whole situation can get highly maddening.  Often, I am getting emails from consumers considering what they can do to reconstruct their credit.  The very first thing I [...]

These cards often offer many different things to the consumer all with no interest charged. Of course, you should make sure to read all of the fine print before you sign the dotted line and begin to shop like crazy! Many 0% credit cards only offer this rate as in introductory rate. So, you might [...]

Managing Your Debt

When you are in debt it can seem that it is impossible to extricate yourself from it. There are a number of tips here which will help you manage your debt and which can be combined with our debt solutions can get you back on track.

Curb your spending. The easiest way not [...]

Overcoming debt problems

If you have debt issues you will need some advice on how you overcome those debt problems.
Here I will set out a schedule of good ideas to help you overcome a debt situation, which may enable you to become debt free without utilising a solution such as debt management or and IVA, [...]

Credit Repair Resistance
The credit bureaus have been known to resist the credit repair process. They have a variety of mechanisms in place which can only be interpreted as a clear attempt to quell and discourage the flow of dispute letters. These techniques include letters proclaiming the frivolity of the dispute, demands for identification, and the [...]

Have you got in a situation were you feel like the only way you are going to have the things you want is to charge them? It is easy to fall into the trap of credit card debt and can be very difficult to get out of. Your credit score can be affected by the [...]