There are many reasons why people choose different credit cards and one is the possible rewards that they can obtain. Some rewards are in the form of cashback and others offer redemption schemes, such as air miles or points that can be traded-in at high street or online stores. The forerunner of credit card rewards [...]
For most of the credit card holders in United States, they are extremely stressful when they receive their bank statements every month. They find it challenging to reduce their outstanding balances when they start accumulating more and more debts. If you are one of them, here are 8 practical ways for you to refer: 1) [...]
Tighter norms, better economy reduce credit card non-performing assets. SBI Cards, one of the four largest credit card issuers in the country, saw its non-performing assets (NPAs) fall to 9.77 per cent of total assets as on September 30, against 10.5 per cent at the same time last year. At the peak of the downturn, [...]
With the media filled with stories about credit card companies’ new hidden costs and interest rate hikes since the credit crunch started in ’07, the consumer needs now more than ever before to do due diligence before applying for a credit card. Picking a good card is about more than merely finding the card with [...]
With the media loaded with stories of credit card companies’ new concealed charges and interest rate increases since the credit crunch began in 2007, the consumer needs now more than ever to do background research before signing up for a credit card. Choosing a good credit card is about more than simply finding the one [...]
It is every person’s right to get a free credit report every year from the three major credit – reporting bureaus. These credit report companies have put up mechanisms to aid the consumers to have an easy time when requesting for the annual free credit report. The credit reporting bureaus Experian, Equifax and TransUnion have [...]