The Choice credit card allows card holders automatic convert payment item than RM500 into flexible easy payment installment for 12 months and enjoy low interest rate at ONLY 9.88% per years instead of 18% credit card interest.:)

In others word, if you have purchases items payment reach RM500 per transaction or more than that, the credit card payment will automatically convert into 12 months flexible easy payment installment plan. With this immediate credit flexible easy payment installment feature you will have greater savings for low interest payment per month and you can easily save your credit card interest upto 8.12% per annual without guilt

Its too Easy, convenience, hassle free, you can control through the automatic Flexible easy Payment plan for your expenses more effectively and you do not have to worry whether to spend at the selected outlet.

Note:

1. Automatic Flexible Payment Plan (FPP) – Min purchase: RM500 will automatic convert payment into 12 months installment at interest rate 9.88% per year.
2. Easy Payment Plan (EPP) – Min purchase: RM1000, will enjoy 0% interest Installments for up to 12 months -In 6, 9, 12 month.

The Citibank choice card not only provide you immediate credit flexible easy payment installment feature, coupled with the free for life annual fee waiver, allows the Choice card to meet a long unfulfilled demand of Malaysian customers.

Note:
The annual fee waiver for life as long as if you swipe for x2 time at any amount (RM5 will be charge per month otherwise else).

You can access to privileges worldwide make this Choice card a must-have for discerning consumers who are prudent and seek value for money. Enjoying great saving, Exclusive offer & daily instant discount and Earns evergreen rewards point.

Again, Supplementary card will be Waived 100% for all applications to the choice card principle holder. Up to 9 supplementary cards, Spending on supplementary card also counted as swipe condition:)

Additionally, here is the summary of Citibank Choice credit card Rewards Program: 

• Per transaction in blocks of RM50.00 = 50 points (*evergreen)
• Eg Transactions of 3 x RM40=0 pts, 1x RM90=50 pts, 2 x RM160=300 pts
• Retail purchases only, none for cash advance, Balance Transfer, LOP
• Redeem from over 200 reward items (except AF waiver, air miles)
• Value for money on every $$$ spend on retail purchases.
• Earn evergreen points.

In overall, This choice credit card is the only one of its kind in Malaysia as it enables value conscious customers to get more control of their credit card payments with the automatic Flexible easy Payment Plan feature:)

Target Market:
Min aged 21

Annual Personal Income:
Must be at least RM18,000

Credit Line:
Min: RM3,000 Max: RM45,000

For further enquiry or applications of this choice credit card, please email us at mail@creditcard2u.net for your interested!

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