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Archive for October, 2009


Find Your Bank on eBillme


This video shows you how to check and see if your bank supports the eBillme payment option. … bank “online bank” ebillme “charissa cowart” “pay online” “pay cash” “banking online”

PNC Bank Online Banking


PNC Bank offers PNC Bank Online Banking service to its customers and account holders. As a result, clients can access their accounts from any place according to their convenience. The most distinctive aspect of PNC Bank Online Banking is that it can be accessed round the clock, through the week. Benefits of PNC Bank Online [...]

How Are Banks and Credit Unions Different?


So, you are about to embark upon the fun task of switching banks, opening an account for the first time or perhaps just looking around to see what is out there. Think about what you need and then look into your choices. Consider how fast you can get results. Does the bank or credit union [...]

Five Guidelines for Incentives


I often get asked about incentive programs, a favorite topic of mine since many plans assume complex forms in an attempt to achieve multiple objectives. In analyzing incentive plans, I use five guidelines: 1)      Motivation. Make sure an incen­tive is really an incentive; a PhD shouldn’t be a prerequisite to fig­uring it out. Employees should [...]

An Avalanche of New Compliance Regulations


Since the beginning of this year, banks have been buried in new federal regulations. Every week has brought something new that a bank will have to put in place, often, it seems, with little warning. Here is a partial list of recent regulatory changes: Regulation Z: Closed-end; Changes in coverage; Early TIL; Disclosure delivery; Dis­closure [...]

Credit Risk Management


The active management of credit risk has been receiving increasing regulator attention and strategic focus at many financial institutions. Regulators cite poor credit risk management at the portfolio level, weak credit standards for borrowers and counterparties, and insufficient attention to changes in economic and other circumstances affecting the capacity of borrowers and counterparties as the [...]


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