Financial Banking Information

Bank of America has announced that it will now be imposing a fee on any of its customers who use their debit cards to make purchases, starting in 2012. The fee will be five dollars a month which when added up amounts to sixty dollars a year. Many customers are up in arms about the [...]

My grandma, similar to many others I know, keeps an immaculate house. The carpet in the dining room is white, there sink is always free from dishes, and never would I consider wearing my shoes further than the welcome mat right inside the door. One lesson she taught me about cleaning is: a room is [...]

MICRO FINANCE IN INDIA.                                                                                          Prof. Vinayak. Gopal. Patil,              Lecturer, Y.T.S.B.M   Introduction :  Micro finance, by its name refers the whole journey of financial and non financial services which covers skill up gradation, entrepreneurship development rendered to the poor needy people so as to enable them to overcome poverty & its [...]

If you are one of those people who are looking to buy a new car, then you need to keep certain things in mind. You need to have a valid license. Without a proper license, you aren’t eligible to drive a car in any State. Also, when you are looking forward to drive a car, [...]

You can include a Co-applicant to your Home Loan Application in order to increase your loan amount eligibility. A co-applicant therefore applies along with you on the loan application and his/her income can be added to calculate your loan eligibility. Benefits of having a Co-Applicant -          Increased Loan Eligibility -          Tax Benefits for both the Applicant and [...]

As if you are not frustrated enough with credit card processing fees  along comes another fee.  Merchant Service Providers that were not charging an annual fee for PCI compliance began adding this fee to merchants statements this month.  Merchants who accept credit cards that were not charged in the past  now have an additional PCI DSS (Payment Card Industry Data Security Standard) fee added to their statements. Since June [...]