Credit Card & Debt Management: A Step-By-Step How-To Guide for Organizing Debt & Saving Money on Interest Payments
From Booklist
If you ask single Americans in their 20s or early 30s what their biggest financial worry is, most will probably answer credit card debt. Bilker shows them the formulas for digging out of the credit-card hole–methodically, systematically, and with a minimum of confusion. Surprises abound, including Bilker’s advice against cutting up one’s credit cards–after all, one may need that credit line in case of emergency. He also advises against paying off one’s credit debt…
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February 16, 2010 | By admin In Product Reviews |
I now know how to deal with banks, and their annual fees. I never knew there is no need to pay the annual fee for a credit card. When I read how I need not pay fees, I used it that very day, and saved $35. Now I save the annual fee on all my cards. This alone makes the book worth reading.
There are many other money saving techniques in this book. Ways to save on interest payments; ways to reduce your debt; ways to have a “nest egg” available whenever you need it. This book is a great investment. The first day I read this book, I received a 175% return on my investment.
Scott Bilker is a financial expert that turns the tables around to save money with credit. It is hands down advice on taking a radical approach as a consumer that is in charge of your money, not credit in charge of your money. Scott’s book goes beyond traditional ideas in fianance and offers functional finance ideas that will move you ahead in your goal to be financially independent. It is a step in the right direction no matter where you are in your budgeting skills. Scott Bilker also provides an exciting free DebtFree email newsletter that is full of information that is understandable and realistic in pracitically to obtain fianancial freedom! Thank you Scott!