There are 5 types of requirements document preparation for the Maybank American Express credit card and American Express charge card application – Income Earner, Graduate, Self-Employed, Expatriate and Existing Credit Cards holder. The requirements Document preparation should be refer based on you income field, follow it through for higher approval.

Maybank American Express Credit Card:

Annual Fees:-

-Two years fee waived for Classic and Gold only
-Platinum Card Fee not waived – Supplementary, First 2 cards free

Nationality requirement:-
1. Applicable to Malaysians and expatriates only.

Age requirement:-
1. As a principal cardholder, you must be aged between 21 to 65.
2. As a supplementary cardholder, you must be at least 18 years old

REQUIREMENTS DOCUMENT PREPARATION:
Income Earner:
1. Copy of NRIC (both sides) or Passport, including that of requirements document for supplementary applicants as well.
2. Latest Income Tax Return (Form B) or
3. Latest 2 months Salary Slip; and
4. Latest 3 months Savings Account Activity/Current Account document Statement.

Graduate:
1. Copy of NRIC (both sides) or Passport, including that of supplementary applicants document preparation.
2. Letter of employment document
3. Copy of Degree Certificate
4. Latest 2 months Salary Slip
Note: Salary above RM2,000.00 eligible to apply Gold Card and Classic Card RM18k per annum.

Self-Employed:
1. Copy of NRIC (both sides) or Passport, including that of supplementary applicants.
2. Copies of Business Registration (Form B only) or Form 9, 24 & 49 of Company Act.
3. Latest Income Tax Return (B Form); and
4. Latest 3 Months Saving Account Activity/Current Account Statements requirements document. (Personal account and/or Sole Proprietor company’s account)

Expatriate:
1. Copy of Passport, including that of supplementary applicants
2. Letter from employer confirming income and duration of employment contract in Malaysia (contract valid for 2 years upon application received)
3. Applicant must be a Maybank account holder (to open first before submitting application).

Existing Cardhodler from Other Banks (issued more than 1 year)
1. Copy of NRIC (both sides) including supplementary applicants
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Not applicable for expatriates card holder
4. HSBC credit card statement (latest 1 month)

Notes: It is advisable to enlarge NRIC and Credit Card to 150% All documents enclosed, must be verified by Agents with signature, agent’s name and Sales Code/PF No.

Maybank American Express Charge Card

Annual Fee:

-First 3 years fee waiver
-Free laptop bag worth RM200 upon approved and activation of RM50 of card within 1st month upon receive card

REQUIREMENTS DOCUMENT PREPARATION:

Individual Applicant (Salaried Employee):
1. Photocopy of NRIC (both sides) or passport
2. Income Tax Returns (Form B/Latest EA Form)
3. Last 2 months’ payslips
4. Last 3 months’ savings account activity/current account statements

Self-Employed:
1. Copy of NRIC (both sides) or Passport
2. Copies of Business Registration (Form B only) or Form 9, 24 & 49 of Company Act.
3. Latest Income Tax Return (B Form); and
4. Last 3 months’ Saving Account Activity/Current Account Statements. (Personal account and/or Sole Proprietor company’s account)

Expatriate:
1. Copy of Passport
2. Letter from employer confirming duration of employment contract in Malaysia (at least with minimum of 6 months in Malaysia and with contract valid for 2 years upon application received)
3. Last 2 months’ bank statement (local)
4. Applicant must be a Maybank account holder (to open first before submitting application).

Existing Cardholder from Other Banks (issued more than 1 year):
Salaried Employee
1. Copy of NRIC (both sides)
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Last 2 months’ payslip (optional)
4. HSBC credit card statement (latest 1 month)
Self-employed
1. Copy of NRIC (both sides)
2. Copy of Credit / Charge card (both sides – to strikeout/cover three digits).
3. Last 2 months’ bank statement/3 months’ saving account (or fixed deposit certificate)
4. HSBC credit card statement (latest 1 month)

Notes:
It is advisable to enlarge NRIC and Credit Card to 150%. All documents enclosed, must be verified by Agents with signature, agent’s name and Sales Code/PF No.
Personal reference, no address, telephone number, relationship (only relative, friends/boss not allowed, address different from home).

Common error:

• Missing information on application (blank)
• Preference of Card not indicated
• Full name as per NRIC Residence address, number of years
• Employment information, designation, years employed, income
• Married but spouse info not provided
• Personal reference, no address, telephone number, relationship (only relative, friends/boss not allowed, address different from home).
• Collection of cards, not advised.

Remember that preparation and submit the correct requirements document is the factor to increase your approval chance from the bank

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