There is a way to save interest for your credit card With the implementation of Tiered Finance Charge effective 1 July 2008, credit card holders who demonstrate good payment track record in settling at least their minimum payment promptly before or on the due date will enjoy reduced finance charge on retail purchases as low as 15% per year.:)

This is in line with Bank Negara’s objective to encourage prudent financial management and to inculcate good financial discipline.

Here is how bank track your 12 months credit card interest payment or finance charge:

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In line with Bank Negara initiative to encourage prudent financial management, retail purchases will now be subjected to a Tiered Interest Rate Structure. Standard Chartered bank credit card division are pleased to introduce revisions to their credit card finance charges and interest free period.

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