The Choice credit card allows card holders automatic convert payment item than RM500 into flexible easy payment installment for 12 months and enjoy low interest rate at ONLY 9.88% per years instead of 18% credit card interest.:)

In others word, if you have purchases items payment reach RM500 per transaction or more than that, the credit card payment will automatically convert into 12 months flexible easy payment installment plan. With this immediate credit flexible easy payment installment feature you will have greater savings for low interest payment per month and you can easily save your credit card interest upto 8.12% per annual without guilt

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Did you know there are other ways that can help you save interest for your credit card? you can save more now by using Alliance credit cards and up to 72%!

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Pay on time to enjoy lower interest. Reduce your standard credit card interest from 18% per year to 15% per year by paying your for Alliance credit card bills promptly for 12 consecutive months. If you have no payment delays for 12 months in a row for your Alliance credit card, you start to enjoy a lower interest on the 13th month onward.

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Shop at JCpenney Malaysia with your citibank credit cards from now until 15th October 2008 and Enjoy 10% off from your total purchases!

One of the largest online department stores in America is here in Malaysia! So get comfortable and start shopping online, in your home or workplace at www.jcpenney.com.my!

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